Secure a Home Loan in Ridgeland, MS from Our Local Honor Loan Team!
Apply For Your Loan Today!
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Apply in 4 Easy Steps
1
Apply Online with Our Mortgage Qualifier.
2
Compare rates and terms to find the perfect fit for you.
3
Explore personalized options tailored to your unique situation.
4
Choose the offer that aligns perfectly with your goals.
Why Our Customers Love Us
Luke and his team went above and beyond to make buying our home an incredibly easy and straightforward process. They were on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours. I can’t recommend the New American Funding Team enough! Luke has immense knowledge of the mortgage industry, and my family would refer him to ANYONE. Fast, responsive, reliable. Better than ANYONE else I have met in the market.
Luke and his team were easy to work with and very efficiently processed my loan. He has contacted me and followed up after the home purchase to see if I needed anything.
Working with Luke was one of the easiest loan processes I have experienced. From the first moment we spoke he was very friendly, and I appreciated not only that but his knowledge and his ability to explain the process in a way that was easy for me to understand. If someone is in need of a mortgage loan, Luke Billman is who you want to work with.
From the start, Luke listened to what we wanted and did not push us to go beyond the limits. Answered when we called and actually called back if he could not get to the phone at that time. He’s extremely personable and wants to make sure you understand every component, process, or paper so you aren’t blindly signing something. I would recommend anyone to Luke, including people I don’t like.
Serving You with Honor.
At Honor Home Loans of Ridgeland, MS, we take immense pride in serving you with the utmost honor throughout every step of your home buying journey. We understand that closing days mark the culmination of a dream for many—the moment when neighbors become homeowners, and friends embark on a new chapter of their lives. It’s a celebration of achievement, stability, and the promise of a brighter future.
At Honor Home Loans, we proudly extend our commitment to honor and serve heroes in our Ridgeland community, including military personnel, first responders, and educators, throughout every stage of your home buying journey.
From the very first moment you connect with us, whether it’s through a simple online application or a face-to-face consultation, our dedicated team is committed to making your experience with Honor Home Loans as seamless and stress-free as possible. We’re here to build relationships, foster trust, and empower you to achieve your homeownership goals. That’s the Honor difference!
Discover Tailored Mortgage Products for Your Unique Needs
US MILITARY LOAN
VA Loan
Lower down payment and lower interest rates for US Military Veterans.
QUALIFIED HOMEOWNER LOAN
Conventional Loan
Great for well-qualified individuals, with various options and less hoops.
FIRST-TIME HOMEBUYER LOAN
FHA Loan
Lower down payment and lower barriers—perfect for first-time buyers.
HIGH-EARNER HOME LOAN
Jumbo Loan
Special financing for higher value properties with limits set by location.
RURAL HOMEOWNER LOAN
USDA Loan
Zero down, lower rates, and lower credit requirements. Made for rural properties.
CREDIT CARD PAYOFF LOAN
Cash-Out Refinance
Up to 95% loan-to-value ratio made for paying off high-interest debt.
Ready to Get Started?
The Home Loan for Our Heros
You protect us at all costs, and keep us safe. You are our community heroes, and The Honor Loan was made for you.
Proud to lend a helping hand.
Your family is our focus. We’re your dedicated mortgage experts so you can be the parents, friends, and neighbors you’ve always been. We’re proud to help our Ridgeland neighbors and our customers—over half of which are Veterans.
HEROS RECEIVE $1000 OFF AT CLOSING!*
*$1000 lender credit will be applied to closing costs at the time of loan funding. Only available on new applications with New American Funding, not applications already in progress. Due to the maximum seller concession rules applicable to purchase loan transactions, this credit could be less than $1000 in some cases where other concessions have been made to the consumer. Please consult your loan officer with questions.
Your Ridgeland Honor Lending Experts
Here to serve Ridgeland, MS and these communities with Honor
Brandon, MS
Byram, MS
Canton, MS
Clinton, MS
Flora, MS
Flowood, MS
Madison, MS
Pearl, MS
Raymond, MS
Byram, MS
Richland, MS
Terry, MS
Information transmitted by e-mail over the Internet is not secure and can be intercepted, forwarded, and read by other Internet users. DO NOT use e-mail to send Honor Home Loans | Clarksville Mortgage private or confidential information about yourself or others. Additionally, Honor Home Loans | Clarksville Mortgage will not use unsecured email to transmit responses that contain private or confidential information. If you need to communicate private or confidential information to Honor Home Loans | Clarksville Mortgage, please send an email requesting Honor Home Loans | Clarksville Mortgage reply back with an encrypted email to start the communication dialog.